The House Financial Services Institution and Consumer Credit Subcommittee
testimonyregarding the use of credit checks and whether their use is discriminatory.
At issue – whether H.R. 3149 placing more restrictions on the use
of credit checks is necessary to restrain
discrimination in light of current laws.
Proponents argue that restricting the use of credit checks is needed to
eliminate “unfair hiring practices” and would open up more
jobs for those Americans who are qualified for jobs, but have bad credit.
The Equal Employment for All Act would prohibit the use of consumer credit
checks against prospective and current employees for the purpose of making
adverse employment decisions, including hiring, promotions, transfers,
Many cite the use of credit checks as disproportionately affecting minorities
and that making employment decisions based a credit scores creates a discriminatory
bias on the basis of race and
national origin. Race discrimination often occurs through subtle practices that tend to
screen out minority applicants and employees. Proponents of H.R. 3149
assert that using credit checks does just that, ultimately harming those of color.
Rep. Luis V. Gutierrez concludes, “[c]redit reports are simply inappropriate
for use in most hiring decisions.”
As Georgia employment lawyers dedicated to eliminating work place discrimination,
we will be following this bill closely. For more information, or if you
believe you or a loved one was the victim or race or national origin discrimination, contact
The Buckley Law Firm, LLC.